Does 租房者pp王者电子官网 cover hotel stay and other unexpected questions

不管你的 房东要求 或者一场差一点的龙卷风促使你购买它， 租房者pp王者电子官网 是明智的投资. A renters policy will typically provide replacement cost coverage for personal property damaged by a covered loss such as fire, 烟, 水渍损害, theft and it likely offers many other protections you've not considered.

Here are answers to a few common questions about the unexpected uses of 租房者pp王者电子官网.

租客pp王者电子官网是否包括临时住房?

是的, if your rental is rendered uninhabitable as a result of a covered loss. Loss of use or additional living expenses coverage pays for temporary housing until you can return to your rental or move into a new one.

租客的pp王者电子官网包括旅馆住宿吗?

是的, loss of use coverage typically pays for hotel stays if your residence is uninhabitable as a result of a covered loss.

租客pp王者电子官网包括我的食物或汽油吗?

是的, your plan likely covers the increased costs you incur as a result of your home being uninhabitable. Food and gas costs associated with living in temporary housing may be more than what you incur at your home. If staying in a temporary location or hotel increases your commute or causes you to dine at restaurants for meals, your plan will likely reimburse the extra expenses you incur up to your coverage limits. And when you're back in your own dwelling, does 租房者pp王者电子官网 cover refrigerator food loss? 这是有可能的. If the food in your refrigerator is spoiled due to a power outage or failed appliance, 这可能在你们的pp王者电子官网范围内.

Does 租房者pp王者电子官网 cover damage to a landlord's property?

这取决于. Landlords have their own insurance policies to protect their buildings from things like fires and storms. 然而，如果你造成了损害，代价可能会落在你身上. Your insurance may cover accidental mishaps, but you'll be on your own for any intentional damage. 而且，你的pp王者电子官网不包括丢失的保证金. Check your policy or speak with your insurance agent to better understand what coverages your policy provides.

租客pp王者电子官网提供医疗pp王者电子官网吗?

通常，是的，如果a 客人在你家受伤了 作为一项承保索赔的结果，无论他们是坠落还是 你的狗咬人 them, 租房者pp王者电子官网 may cover their medical bills up to your policy limits. 一个典型的租客政策不提供pp王者电子官网，如果你, 或者和你住在一起的人, 在你家里受伤了吗.

Does 租房者pp王者电子官网 provide legal liability protection?

是的, typically a 租房者pp王者电子官网 policy provides liability protection for covered claims. 例如, 如果有人在你家里受伤并起诉你, 租房者pp王者电子官网 may cover any claims or lawsuits brought against you including your legal fees, 不超过政策限制.

租车人的pp王者电子官网包括汽车盗窃吗?

是也不是. Typically, automobiles are excluded from coverage under a renters policy. 汽车pp王者电子官网包括汽车本身, but 租房者pp王者电子官网 may cover possessions stolen from your car.

室友需要单独租房pp王者电子官网吗?

这是个好主意. While the policy provides coverage for the insured and their resident relatives, any non-related roommates would need to be listed on the policy to have coverage. 如果列出了亲戚或室友， 你可能想要增加限制 确保适当的覆盖范围. Another option is for each roommate to purchase their own separate policy.