Start retirement planning now - it's always the right time
Who has time to think about retirement? You have bills 和 loans to worry about, right? 真理是, it's always the right time to make a simple plan 和 take steps toward saving for retirement.
As your life changes, your plan can change right along with you—stay on track.
Let's get started together.
Start a plan for retirement 和 stick to it
Having a retirement plan, even a simple one for now, can help you start w在这里 you are 和 stay in charge of your retirement along the way.
How much do you need to retire?
退休 income that's 70 to 90 percent of your income right before you retire can generally help you maintain your lifestyle. See how much planning it will take with this retirement 太l .
Keep an emergency fund & 保护你自己
Maintain at least six months' salary in a regular 储蓄 Account or 货币市场 储蓄 Account. 考虑 健康pp王者电子官网 和 disability insurance 太.
Pay yourself by saving
Once your emergency fund is in place, pay yourself by putting money into a savings or 货币市场 储蓄 Account as often as you can. See how even small amounts can pay off big.
信息披露
Prior to rolling over assets from an employer-sponsored retirement plan into an IRA, it's important that customers underst和 their options 和 do a full comparison on the differences in the guarantees 和 protections offered by each respective type of account as well as the differences in liquidity/loans, types of investments, 费用, 和 any potential penalties.
Neither State Farm® nor its agents provide tax or legal advice.